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[personal profile] muckefuck
[livejournal.com profile] caitalainn is causin' trouble again. She's been posting lately about her avoidance issues, which--along with independent but relevant events--has spurred me to examine my own. Turns out, they are rather large. I can see a pattern emerging of not asking certain questions if I fear the answers will force me to question my basic assumptions, significantly change my behaviour, or possibly admit that a long-term modus vivendi is not really possible. Much better to ignore it all and go plodding on in my happy-go-lucky way. After all, I'm less stressed and unhappy now than I've been in years, so I must be doing something right, right?

Not necessarily.

So what am I avoiding? Let's start with the obvious. I've mentioned to many people that I'm looking to buy and move into a new place this year. I did this intentionally to create social pressure. I like to claim I have no shame, but I really will feel chagrinned if I don't follow through on my plans. Right now, I'm avoiding getting pre-approved for a mortgage since it is the first serious step in any modern-day house hunt.

I'm avoiding going back to school because I really, really, really don't want to. I want to be treated as if I had a professional degree that I don't have, which is not realistic. I know I know how to do the work, other people know this too, but there are hoops everyone has to jump through and they won't go away just because I want them to. Fortunately, I've convinced myself that I can't even think of school until I'm settled in a new place, so I can continue to procrastinate on this a bit longer than the house thing. Go me!

I'm avoiding dealing with some sticky relationship issues. Again, I've got the house as an excuse. [livejournal.com profile] monshu won't even discuss living together until I've got a decent, well-kept place of my own. As long as I avoid getting one, I can avoid the possibility that the discussion might reveal some fundamental underlying incompatibilities (mainly related to my avoidance behaviour) that we've been successfully dodging for years now.

I've got other relationship issues I've been avoiding and I don't even have an excuse for those beyond my own pigheadedness. And since many of my friends read this, let me tell y'all that there's no need for speculation: Nearly all of you are affected in one way or another.

That's enough for now, isn't it? Maybe if I go to sleep, some of these will have magically evapourated by morning...
Date: 2003-05-12 08:43 am (UTC)

From: [identity profile] bunj.livejournal.com
There's enough to worry about already with a closing without wondering whether I'm going to be approved or not.

Which is why I would recommend getting pre-approved. We were, and it was still a bit of a whirlwind between the bid and the closing. I'd also hate to lose a great place because I didn't have a loan set up.

If you want, I can give you the phone number of our loan officer at Chase. He's not who we started with, but he's who we ended up with. He gave us a good deal on our refinancing, and is generally quite pleasant. Just calling up someone and setting up an appointment is pretty harmless. Then you can move to the fun part of looking at places and making snide comments about them!
Date: 2003-05-12 09:34 am (UTC)

Hazy memory

From: (Anonymous)
Actually, we weren't preapproved, but had a clear idea of what sort of mortgage we could qualify for. Course, we also had my Dad advising from the sidelines. (Note - that was not as helpful as it sounds).

As I have said often - the best book I read before buying was called 100 Questions Every First Time Home Buyer Should Ask by Ilyce Glink. It helps demystify the whole process and reduces MUCH of the uncertainty stress.

The whirlwind between putting in an offer and acceptance of the contract (usually about 3 to 5 days) can get crazy if you don't have a couple of details lined up in advance - like a lawyer, mortgage, and home inspector.
Date: 2003-05-12 10:10 am (UTC)

Re: Hazy memory

From: [identity profile] bunj.livejournal.com
Actually, we weren't preapproved, but had a clear idea of what sort of mortgage we could qualify for.

You're right. Man, that was stressful.

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